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Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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How many steps are there leading to the top of the Eiffel Tower in Paris, France?
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Visitors who walk to the top must go up 1,792 steps. |
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Natasha Eyada RE/MAX Premier Properties 150 N. McPherson Church Rd. Fayetteville, NC 28303 Phone: 910-728-6381 Fax: 910-864-5645 Toll Free: 866.717.3629 Office: 910-484-0163 NatashaEyada@NUMBER1EXPERT.com Blackberry: Eyada1@yahoo.com Assistant: reassistant@earthlink.net
Hi! I am Natasha Eyada, a Broker Associate with RE/MAX Premier Properties. I love being a Realtor! I am not only a Realtor but I am also a Military Wife who understands the quick relocations our Military families have to face. I know what it is like to move fast and often with little time to house hunt. I'll help you all the way with pictures and emails to keep you constantly informed. 
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